Discover the Freedom of Owning a Vacation Home with Oak Leaf Community Mortgage

Whether you’re dreaming of a beachside retreat, a mountain cabin, or somewhere in between, our loan offers a high Loan-to-Value (LTV) ratio without Private Mortgage Insurance (PMI) requirements.

Why Choose Us?

No PMI:

Enjoy the benefit of not needing Private Mortgage Insurance, reducing your monthly payments.

Competitive Fee Structure:

Our loan offers a competitive fee structure compared to traditional second home loans, potentially saving you money over the life of your loan.

Personalized Service

Experience a concierge-style lending approach from consultation to closing and beyond. Our team is dedicated to making your journey to owning a vacation home as seamless and enjoyable as possible.

Plan for the Future

Many clients use our Destination Dream Loan as a stepping stone toward their future relocation plans. Start with a vacation home now and envision it becoming your primary residence later in life.

Let’s Connect!

We’re here to answer your questions and get you started on your mortgage journey.

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Multiracial Senior Friends Doing Salsa Dance In Balcony Against Mountain During Summer

Start Your Journey Today:

Contact Oak Leaf Community Mortgage to learn more about our Destination Dream Loan and start planning for your future relocation or vacation home.

Contact Us

Ready to get started? Contact an Oak Leaf Community Mortgage loan officer today.