Transition from Contingent to Non-Contingent

Leapfrog the Contingencies of Home Buying

Navigating the real estate market as a contingent buyer can be challenging. Oak Leaf Community Mortgage transforms this experience with our “Buy Now, Sell Later” program. Designed for homeowners who need to sell their current home to buy a new one, this program shifts you from a contingent buyer to a non-contingent buyer, empowering you to purchase your next home without waiting to sell.

Best For: Homeowners looking to upgrade or downsize, those in competitive real estate markets, or individuals needing to relocate swiftly without the pressure of selling their current home first.

How it works:

Buy Now, Sell Later Loan:

Purchase your new home before selling your current one, giving you time to find the perfect buyer without rushing.

Rehab Now, Sell Later Loan:

Purchase a “fixer-upper” along with the rehab funds needed to create your forever dream home—all without having to sell your existing home until after you move in and the timing is right to sell your current property.

Build Now, Sell Later Loan:

Start building your dream home without waiting to sell your current property. Experience the comfort of staying in your existing property while you ensure your new home is completed with the quality of workmanship and materials desired. Be empowered to determine when you move in and when you sell your exit property, giving you the leverage to negotiate for best sale price accepted.

Let’s Connect!

We’re here to answer your questions and get you started on your mortgage journey.

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Transforming Your Buying Experience

1

Competitive
Edge:

As a non-contingent buyer, your offer stands out, increasing the likelihood of acceptance in competitive markets.

2

Reduced
Stress:

Eliminate the pressure of having to sell your current home before buying the new one.

3

Market
Leverage:

Sell your existing home at the optimal time for you, not under the pressure of buying your new home.

4

Comprehensive
Support:

Our team guides you through both the buying and eventual selling process with expert advice and tailored solutions.

Step Into Your New Home Sooner

Step into Your New Home Sooner

Start Your Homeownership Journey with Us.

Consultation:

Discuss your needs with our loan officers to understand how this program can benefit you.

Customized Plan:

Collaborate with us to create a plan that aligns with your unique home buying and selling scenario.

Simplified Application:

Apply for the Buy Now, Sell Later program through a streamlined process.

Start your loan application >

Make Your Move with Confidence

With Oak Leaf Community Mortgage’s Buy Now, Sell Later program, transition from a contingent to a non-contingent buyer. Embrace the freedom to purchase your new home now, without the immediate need to sell your existing one. Let us guide you through a stress-free, streamlined home-buying experience.

Success Stories

“I can’t express how grateful I am for Oak Leaf Community Mortgage’s Buy Now, Sell Later program. It made our move so much smoother! We found our dream home but were worried about selling our old one in time. This program gave us the confidence to make an offer without contingencies. We secured our new home and then sold our old property at our own pace. It was a game-changer for us, and we couldn’t be happier!”

- Sarah M., Achieved Homeownership with Oak Leaf's Buy Now Sell Later loan

Frequently Asked Questions

To qualify for this program, you typically need to meet certain criteria, which may include having a strong credit history, stable income, and a good financial standing. Specific qualification requirements can vary, so it’s recommended to reach out to our loan experts or visit our program’s eligibility page for detailed information.

Our program can positively impact your mortgage options by allowing you to become a non-contingent buyer. This can make your offers more appealing to sellers, giving you an advantage in the real estate market. It provides you with flexibility and more control over your home purchase, which can influence the rates, terms, and choices available to you.

Yes, you can typically work with your preferred realtor to sell your current home. We aim to provide you with flexibility in the sale process while ensuring a smooth transition to your new home. You can discuss your choice of realtor with our team, and we will work collaboratively with them to facilitate the sale.