Single women are leading the way in homeownership, accounting for 19% of all home purchases in 2024, compared to just 8% for single men (National Association of REALTORS®). Despite facing challenges such as lower incomes, higher mortgage costs, and smaller down payments, women continue to prioritize homeownership as a means of achieving financial security and independence.
En Oak Leaf Community Mortgage, impulsada por North Shore Trust & Savings, we specialize in tailored financing solutions, expert guidance, and innovative mortgage programs designed to help single women achieve their homeownership goals. Serving Illinois and Wisconsin, we provide the resources and support needed to make the homebuying process seamless and stress-free.
Tailored Financing Solutions for Every Situation
We offer a variety of mortgage options designed to meet the needs of single women homebuyers:
- Traditional Mortgage Options including fixed-rate, adjustable-rate, FHA, VA, and USDA loans
- Specialized Portfolio Loans for those with non-traditional income streams, self-employment, or unique credit situations
- Down Payment Assistance & Low-Down-Payment Loans to help overcome financial barriers
According to a LendingTree analysis, single women own 11.14 million homes nationwide, nearly 3 million more than single men, proving their determination to invest in real estate despite affordability challenges.
Expert Guidance to Navigate the Homebuying Process
Purchasing a home independently doesn’t mean you have to go through it alone. Our mortgage specialists provide:
- One-on-one consultations to discuss financial goals and options
- Credit-building strategies to strengthen purchasing power
- Education on mortgage programs to help make informed decisions
- Assistance with pre-approvals to help buyers shop with confidence
Overcoming the Biggest Obstacle to Buying or Building
Many homeowners hesitate to buy or build because they need to sell their current home first. Our Comprar ahora, vender después y Construir ahora, vender después programs remove that barrier:
- Secure Your Dream Home First by making offers without contingencies, giving you a competitive edge
- Take Your Time Selling and move into your new home before selling your current one
- Simplify the Process by avoiding the stress of juggling two major transactions at once
A study by the Urban Institute found that single women often pay mortgage rates that are 0.5% higher than men, making it even more important to work with a lender who understands their unique financial needs.
A Seamless Homebuying Experience
At Oak Leaf Community Mortgage, we ensure a smooth process by offering:
- Fast pre-approvals to help buyers move quickly in competitive markets
- A streamlined application process with no hidden fees
- Personalized attention backed by Midwest hospitality and expert financial solutions
Según Zillow, 80% of single women homebuyers plan to live in their homes long-term, demonstrating their commitment to homeownership as a foundation for future financial stability.
Your Trusted Home Financing Partner in Illinois & Wisconsin
At Oak Leaf Community Mortgage, we are dedicated to making homeownership accessible and achievable for single women looking to invest in their future. Whether you’re a first-time buyer, upgrading, or refinanciación, we’re here to guide you every step of the way.
Póngase en contacto con nosotros to learn more about mortgage options that fit your financial goals.
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