In an industry where adaptability and expertise are essential, Oak Leaf Community Mortgage is proud to announce that Joe LaGiglia has once again secured his place among the Top 1% of Mortgage Originators in the Nation according to the Scotsman Guide. With the mortgage landscape still facing high rates, inventory shortages, and affordability challenges, Joe’s ability to navigate these complexities has earned him top originator Nationally and Regionally over the last 9 years.

Despite today’s challenges in the mortgage market—high rates, limited inventory, and affordability issues—Joe has consistently ranked among the top originators both nationally and regionally for the past nine years. In 2024, he was named Will County’s #1 Originator, ranked #20 in Illinois and #878 nationally for total units closed, #30 in Illinois and #1,506 nationally for total volume funded, and #2 in Illinois and #71 in the U.S. for solution-based loan programs. These results speak to his exceptional expertise and leadership in the industry.

Making the Scotsman Guide’s Top 1% List is a prestigious accomplishment that highlights the dedication and excellence of the nation’s top mortgage professionals. With over 88,000 mortgage originators across the country submitting their production for consideration, Joe’s continued success reflects his ability to adapt, innovate, and deliver results year after year. His ongoing presence on this list reaffirms that he is not only a top producer but also a trusted leader in the mortgage industry.

In 2024, Joe faced the challenges of a shifting market head-on. Despite rising interest rates and an unpredictable economy, he maintained his commitment to providing personalized solutions that met his clients’ evolving needs. Joe’s ability to deliver consistent results, even in challenging conditions, reflects his deep understanding of the mortgage industry and his dedication to helping clients achieve their financial goals.

His excellence is recognized not only on a national level but also locally. For nine consecutive years, The Herald-News has named Joe the “Best Mortgage Broker” in Will County, underscoring his lasting impact on the communities he serves. This local recognition highlights Joe’s ability to build trust and foster meaningful relationships with his clients and partners.

Joe’s success goes beyond closing loans—it’s about transforming the homebuying experience for his clients. His innovative approach to mortgage origination includes offering unique programs that provide tailored solutions to meet diverse client needs.

Joe’s most impactful programs include the Buy Now, Sell Later Loan Program, Build Now, Sell Later Program, and Rehab Now, Sell Later Program allows clients to purchase their next home before selling their current one, giving them greater flexibility and peace of mind during the transition. Additionally, his Bank Statement Loan for Self-Employed Borrowers offers customized financing options to entrepreneurs and business owners who may not qualify under traditional lending guidelines. These programs reflect Joe’s ability to think creatively and address the specific challenges his clients face.

At Oak Leaf Community Mortgage, the mission goes beyond facilitating transactions. Joe’s philosophy emphasizes that “It’s not just about closing loans—it’s about opening doors.” This commitment to empowering clients, fostering financial stability, and building stronger communities remains at the heart of everything Oak Leaf Community Mortgage strives to achieve. Every loan Joe closes represents another family taking a step toward achieving their dream of homeownership.